Not all credit cards are created equal. Some have higher interest rates. Some have higher annual fees. And some have lower credit limits. That’s why we would like you to take our Tri-State Bank Credit Card Potential Test. Just answer a few easy questions about your situation and compare your score to the Credit Card Potential Guide. You may find that you’re eligible for a higher credit limit with our credit card. With a higher credit limit, you’ll have more flexibility for purchases, vacations, and cash advances… and you may be able to consolidate other credit card balances as well. You may want to order your Credit Report first to make sure you’re in good standing. Then apply today by calling us at (901) 398-1342. We’ll get back to you right away with the answer you need. It’s quick. It’s easy. It’s the way we do business.