Deposit Products

Checking Accounts

Tri-State Bank of Memphis offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Regular Checking

  • ATM access–no charge(for our ATM cardholders at our ATM machines)
  • Monthly maintenance fee waived with minimum daily balance

Check/Earning (NOW)

  • Unlimited check writing–no per check charge
  • Monthly maintenance fee waived with minimum daily balance
  • Interest bearing account with minimum daily balance, rates are tiered
  • ATM access–no charge(for our ATM cardholders at our ATM machines)

Econo Checking

  • ATM access–no charge (for our ATM cardholders at our ATM machines)
  • Low monthly maintenance fee
  • Low opening deposit amount

Direct Deposit Transaction

  • Requires direct deposit
  • Low opening deposit amount
  • Low monthly maintenance fee
  • ATM access–no charge (for our ATM cardholders at our ATM machines)

Money Market Preferred (MMDA)

  • Interest bearing account with minimum daily balance, rates are tiered
  • Withdrawal Fee of $5.00 for withdrawals exceeding 6 per month
  • Monthly maintenance fee waived with minimum daily balance of $2,500.00
  • Minimum Deposit $2,500.00
  • Monthly Maintenance Fee: $15.00

Savings Products

Regular Savings

  • Interest bearing account with minimum daily balance
  • Withdrawal Fee of $4.00 for withdrawals exceeding 2 per month under $2,000
  • Monthly maintenance fee waived with minimum daily balance of $250
  • Minimum Deposit $100.00
  • Monthly Maintenance Fee: $4.00
  • ATM access–no charge (for our ATM cardholders at our ATM machines)

Special Savings

  • Interest bearing account with minimum daily balance
  • Withdrawal Fee of $4.00 for withdrawals exceeding 2 per month
  • Monthly maintenance fee waived with minimum daily balance of $1,000
  • Minimum Deposit $500.00
  • Monthly Maintenance Fee: $7.00
  • ATM access–no charge (for our ATM cardholders at our ATM machines)

Youth Savings

  • Interest bearing account
  • Withdrawal Fee of $4.00 for withdrawals exceeding 2 per month
  • Minimum Daily Balance $0.00
  • Minimum Deposit $25.00
  • Monthly Maintenance Fee: $0.00

Christmas Club

One of few banks who offer an account to help you prepare for Christmas. Now you can open a Christmas Club through April 15th. Save a little every month and a check will be mailed to you just in time for Christmas. Contact one of our representatives for more details.

  • Interest bearing account
  • Withdrawal Fee of $4.00 for withdrawals
  • Minimum Daily Balance $0.00
  • Minimum Deposit $25.00
  • Monthly Maintenance Fee: $0.00