ONLINE BANKING

Current Rates

Open A Certificate of Deposit or
Interest Bearing Account Today!

For the most current and accurate rates, please call us at (901) 525-0384.

SAVINGS & INTEREST CHECKING ACCOUNTS

Effective Date: July 28, 2010
Account NameMinimum
Deposit		APY
Money Mkt Pref
$ 2,500 - 9,999
$10,000 - 49,999
$50,000 - 99,999
$100,000 OR MORE		 $2,500
$2,500
$2,500
$2,500		0.10%
0.25%
0.40%
0.50%
Special Sav
$500 – 999.99
$1,000 OR More		 $500
$500
0.25%
0.35%
Regular Sav$6000.25%
Christmas Club$250.25%
Checking Plus$2,5000.10%
Check/Earning
$1,000-$25,000
$25,000-99,999
$ 100,000 & up		 $1,000
$1,000
$1,000		 .10%
.10%
.15%

CERTIFICATE OF DEPOSIT (CD)

Effective Date: July 28, 2010
CD TERM
Minimum
Deposit
Interest
Rate
APY*
7-31 DAYS
$1000
0.05%
0.06%
2 months
$1000
0.10%
0.11%
3 months
$1000
0.15%
0.16%
6 months
$1000
0.30%
0.31%
12 months
$1000
0.60%
0.60%
18 months
$1000
0.60%
0.60%
24 months
$1000
0.70%
0.70%
30 months
$1000
0.70%
0.70%
60 months
$1000
1.50%
1.50%
IRA fixed
$1000
0.70%
0.70%
IRA variable
$500
0.25%
0.25%

*Assumes reinvestment of interest earned at the stated rate. APY means Annual Percentage Yield. Rates subject to change without notice. Substantial penalty for early withdrawal.

*APY refers to Annual Percentage Yield based on simple interest. *APR refers to Annual Percentage Rate based on simple interest.

With the Money Market Preferred Savings Accounts, you will earn a higher rate on higher balances. Contact us for more information.

Rates may change after the account is opened. The annual percentages yield is accurate as of the posted effective date. A minimum balance may be required to obtain the advertised annual percentage yield. For tiered-rate accounts, the minimum balance required to earn stated rates for each tier is listed above. Fees could reduce the earnings on the account.